TransUnion: Extra Credit

A Card & Banking Podcast by TransUnion

About the show

Once a month, our card and banking leaders ditch their meetings for microphones to share buzzword-heavy predictions, recent market developments and pressing trends in the U.S. financial industry.


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Visit our website at https://www.transunion.com/extracreditpod


The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liability for any actions taken based upon the content of this podcast.

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Episodes

  • Episode 20: Advancing Financial Inclusion: A Story of Policy, Data and Technology

    June 29th, 2023  |  Season 1  |  35 mins 24 secs
    2023 banking predictions, banking industry 2023, banking podcast, banking predictions, card and banking industry, card and banking podcast, checking accounts, consumer credit, consumer economic health, consumer lending, credit card podcast, credit unions, data privacy, data regulation, deposit trends, financial technology, inflation levels, originations, privacy, regulation, transunion podcast, trended credit, trended data, trended scores, us card and banking

    FinRegLab CEO Melissa Koide joins us this month to discuss how her organization is working toward a more inclusive marketplace via innovations in public policy, technology, data-risk decisioning and more.

  •

    Episode 19: The Pressures and Opportunities Facing Credit Unions

    May 24th, 2023  |  Season 1  |  31 mins 13 secs
    2023 banking predictions, banking industry 2023, banking podcast, banking predictions, card and banking industry, card and banking podcast, checking accounts, consumer credit, consumer economic health, consumer lending, credit card podcast, credit unions, data privacy, data regulation, deposit trends, financial technology, inflation levels, originations, privacy, regulation, transunion podcast, trended credit, trended data, trended scores, us card and banking

    Recording live from TransUnion’s 2023 Financial Services Summit in Chicago! Kaylyn Leese, Lending Systems Manager at University Federal Credit Union and Michael Kelly, AVP of Consumer Lending at Desert Financial Credit Union join the podcast this month to discuss the challenges and opportunities facing credit unions at present and in the future.

  • Episode 18: The Financial Services Industry’s Evolving Relationship With Technology

    March 28th, 2023  |  Season 1  |  35 mins 33 secs
    2023 banking predictions, banking industry 2023, banking podcast, banking predictions, card and banking industry, card and banking podcast, checking accounts, consumer credit, consumer economic health, consumer lending, credit card podcast, credit unions, data privacy, data regulation, deposit trends, financial technology, inflation levels, originations, privacy, regulation, transunion podcast, trended credit, trended data, trended scores, us card and banking

    TransUnion CITO Abhi Dhar joins this month’s episode to discuss how technology is being adopted and leveraged in the financial services industry, and the importance of lenders appealing to top tech talent.

  •

    Episode 17: The Competitive Shifts Shaping the Credit Card Market

    March 1st, 2023  |  Season 1  |  31 mins 17 secs
    2023 banking predictions, banking industry 2023, banking podcast, banking predictions, card and banking industry, card and banking podcast, checking accounts, consumer credit, consumer economic health, consumer lending, credit card podcast, credit unions, data privacy, data regulation, deposit trends, inflation levels, originations, privacy, regulation, transunion podcast, trended credit, trended data, trended scores, us card and banking

    Strategic advisor at Aite Novarica, David Shipper, joins this month’s podcast to discuss how technology is shaping the credit card space – and what it means for issuers.

  • Episode 16: A Look at Consumer Credit Behavior and Trends in 2023

    February 8th, 2023  |  Season 1  |  29 mins 6 secs
    2023 banking predictions, banking industry 2023, banking podcast, banking predictions, card and banking industry, card and banking podcast, checking accounts, consumer credit, consumer economic health, consumer lending, credit card podcast, credit unions, data privacy, data regulation, deposit trends, inflation levels, originations, privacy, regulation, transunion podcast, trended credit, trended data, trended scores, us card and banking

    TransUnion’s own Michele Raneri and Kathy Maffei leverage their expertise to offer predictions around consumer credit behavior and deposits in 2023.

  •

    Episode 15: Dynamics, Trends and the State of the Credit Market (Part Two)

    December 15th, 2022  |  Season 1  |  23 mins 19 secs
    2023 banking predictions, banking industry 2022, banking podcast, banking predictions, card and banking industry, card and banking podcast, checking accounts, consumer economic health, consumer lending, credit card podcast, credit unions, data privacy, data regulation, inflation levels, originations, privacy, regulation, transunion podcast, trended credit, trended data, trended scores, us card and banking

    In part two of episode 12, Paul Siegfried, TransUnion Head of Card and Banking, discusses current competitive dynamics in the credit card market, including what issuers need to do to attract and retain consumers in a digital-first, rewards-rich environment.

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    Episode 14: Dynamics, Trends and the State of the Credit Market (Part One)

    December 14th, 2022  |  Season 1  |  27 mins 27 secs
    2023 banking predictions, banking industry 2022, banking podcast, banking predictions, card and banking industry, card and banking podcast, checking accounts, consumer economic health, consumer lending, credit card podcast, credit unions, data privacy, data regulation, inflation levels, originations, privacy, regulation, transunion podcast, trended credit, trended data, trended scores, us card and banking

    In part one of episode 12, Paul Siegfried, TransUnion Head of Card and Banking, shares his perspective on current consumer dynamics in the changing credit market, and what might be on card issuers’ minds heading into the new year.

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    Episode 13: How Credit Card Issuers Can Help Consumers Meet Their Financial Obligations in Today’s Economy

    October 19th, 2022  |  Season 1  |  28 mins 30 secs
    2022 banking predictions, banking industry 2022, banking podcast, banking predictions, card and banking industry, card and banking podcast, checking accounts, consumer economic health, consumer lending, credit card podcast, credit unions, data privacy, data regulation, inflation levels, originations, privacy, regulation, transunion podcast, trended credit, trended data, trended scores, us card and banking

    Bill Bostwick, Head of Cards at Atlanticus, shares thoughts on how card issuers can prepare themselves while helping their customers stay afloat amid a challenging economy

  • Episode 12: A Macroeconomist’s View of the Economy and Where It’s Headed

    September 21st, 2022  |  Season 1  |  35 mins 53 secs
    2022 banking predictions, banking industry 2022, banking podcast, banking predictions, card and banking industry, card and banking podcast, checking accounts, consumer economic health, consumer lending, credit card podcast, credit unions, data privacy, data regulation, inflation levels, originations, privacy, regulation, transunion podcast, trended credit, trended data, trended scores, us card and banking

    Economics expert Ryan Boyle joins the podcast to discuss the US economy and his outlook on the potential for recession

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    Episode 11: How a Technology Revolution Could Impact Payment Providers

    August 17th, 2022  |  Season 1  |  29 mins 37 secs
    2022 banking predictions, banking industry 2022, banking podcast, banking predictions, card and banking industry, card and banking podcast, checking accounts, consumer economic health, credit card podcast, credit unions, data privacy, data regulation, inflation levels, originations, paas, payments as a service, privacy, regulation, transunion podcast, trended credit, trended data, trended scores, us card and banking

    Payments expert Rahul Gupta joins the podcast to discuss new industry developments, Payment-as-a-Service, and how financial tech stacks and services may change in the coming decade.

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    Episode 10: The State of the Financial Services Industry and Thoughts on Economic Uncertainty

    July 27th, 2022  |  Season 1  |  34 mins
    2022 banking predictions, banking industry 2022, banking podcast, banking predictions, card and banking industry, card and banking podcast, checking accounts, consumer economic health, credit card podcast, credit unions, data privacy, data regulation, inflation levels, originations, privacy, recession, regulation, transunion podcast, trended credit, trended data, trended scores, uncertain economy, us card and banking

    Executive VP of Financial Services Jason Laky discusses the current state of consumer credit health and the financial services industry

  •

    Episode 9: The Policy Initiatives and Regulations Affecting the US Financial Services Industry

    June 15th, 2022  |  Season 1  |  25 mins 36 secs
    2022 banking predictions, banking industry 2022, banking podcast, banking predictions, card and banking industry, card and banking podcast, checking accounts, consumer economic health, credit card podcast, credit unions, data privacy, data regulation, inflation levels, originations, privacy, regulation, transunion podcast, trended credit, trended data, trended scores, us card and banking

    US policy experts Rachel Goldberg and Allison Shuster discuss federal initiatives affecting the financial services industry, weigh in on the regulatory environment in D.C., and more.

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    Episode 8: The Evolution of Financial Inclusion (Part Two)

    May 26th, 2022  |  Season 1  |  18 mins 21 secs
    2022 banking predictions, banking industry 2022, banking podcast, banking predictions, card and banking industry, card and banking podcast, checking accounts, consumer economic health, credit card podcast, credit equity, credit inclusion, credit unions, financial inclusion, fintech, fintechs, inflation levels, originations, transunion podcast, trended credit, trended data, trended scores, us card and banking

    In part two of episode 6, Karen Andres and Josh Sledge share opinions on the government’s role in regulating financial products. They also look back on certain exciting financial products that never quite took off.

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    Episode 7: The Evolution of Financial Inclusion (Part One)

    May 25th, 2022  |  Season 1  |  26 mins 10 secs
    2022 banking predictions, banking industry 2022, banking podcast, banking predictions, card and banking industry, card and banking podcast, checking accounts, consumer economic health, credit card podcast, credit equity, credit inclusion, credit unions, financial inclusion, fintech, fintechs, inflation levels, originations, transunion podcast, trended credit, trended data, trended scores, us card and banking

    In part one of episode 6, Karen Andres and Josh Sledge discuss how the approach to financial inclusion has changed over the last decade, and discoveries are made about subscription programs at Taco Bell.

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    Episode 6: Overhyped FinTech Trends and Navigating a Saturated Card Market

    April 20th, 2022  |  Season 1  |  32 mins 26 secs
    2022 banking predictions, banking industry 2022, banking podcast, banking predictions, card and banking industry, card and banking podcast, checking accounts, consumer economic health, credit card podcast, credit unions, fintech, fintechs, inflation levels, originations, transunion podcast, trended credit, trended data, trended scores, us card and banking

    Jason Mikula draws on his FinTech experience as he shares his perspective on overhyped trends, a rapidly changing payments universe, and more.

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    Episode 5: The Innovations and Setbacks Across Today’s Card and Banking Universe

    March 17th, 2022  |  Season 1  |  31 mins 16 secs
    2022 banking predictions, banking industry 2022, banking podcast, banking predictions, card and banking industry, card and banking podcast, checking accounts, consumer economic health, credit card podcast, credit unions, inflation levels, originations, transunion podcast, trended credit, trended data, trended scores, us card and banking

    Change agent, board member and former card executive Susan Ehrlich joins the podcast to discuss how companies are expanding access to consumers, the legacy challenges faced by traditional lenders, and much more.