web01.fireside.fm Sun, 05 Apr 2026 15:36:26 -0500 Fireside (https://fireside.fm) TransUnion: Extra Credit - Episodes Tagged with “Fintechs” https://transunion-extracredit.fireside.fm/tags/fintechs Thu, 08 Jan 2026 11:30:00 -0600 Once a month, our card and banking leaders ditch their meetings for microphones to share buzzword-heavy predictions, recent market developments and pressing trends in the U.S. financial industry. <p> Have questions? <p> Want to hear us discuss a specific topic? <p> Email us at ExtraCredit@transunion.com Visit our website at https://www.transunion.com/extracreditpod <p> The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liability for any actions taken based upon the content of this podcast. en-us episodic A Card & Banking Podcast by TransUnion TransUnion Once a month, our card and banking leaders ditch their meetings for microphones to share buzzword-heavy predictions, recent market developments and pressing trends in the U.S. financial industry. <p> Have questions? <p> Want to hear us discuss a specific topic? <p> Email us at ExtraCredit@transunion.com Visit our website at https://www.transunion.com/extracreditpod <p> The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liability for any actions taken based upon the content of this podcast. no TransUnion marketingvideo.tu@gmail.com Episode 41: The Credit Trends and Tech Shaping 2026 https://transunion-extracredit.fireside.fm/41 ec16a7bb-c05f-447c-aff8-3b04495b7690 Thu, 08 Jan 2026 11:30:00 -0600 TransUnion full 1 TransUnion Jason Laky shares insights on 2025’s credit market trends, lender strategies and the role of alternative data and AI in shaping the year ahead. 33:28 no As 2025 comes to a close, economic uncertainty and volatility remain top of mind for lenders and consumers alike. In this episode, Jason Laky, EVP of Financial Services at TransUnion®, joins Josh and Craig to unpack the year’s biggest credit trends — from resilient consumer demand to challenges in mortgage and auto — and what they signal for 2026. Jason also explores how lenders are leveraging alternative data and AI to manage risk and drive inclusion in a rapidly evolving market. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast. card and banking podcast, transunion podcast, card and banking industry, credit card podcast, banking podcast, banking industry 2025, banking predictions, 2026 banking predictions, US card and banking, consumer economic health, inflation levels, originations, credit unions, checking accounts, trended data, trended scores, trended credit, regulation, privacy, data regulation, data privacy, consumer lending, consumer credit, deposit trends, financial technology, fintechs, auto financing, credit risk As 2025 comes to a close, economic uncertainty and volatility remain top of mind for lenders and consumers alike. In this episode, Jason Laky, EVP of Financial Services at TransUnion®, joins Josh and Craig to unpack the year’s biggest credit trends — from resilient consumer demand to challenges in mortgage and auto — and what they signal for 2026. Jason also explores how lenders are leveraging alternative data and AI to manage risk and drive inclusion in a rapidly evolving market.

The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

]]> As 2025 comes to a close, economic uncertainty and volatility remain top of mind for lenders and consumers alike. In this episode, Jason Laky, EVP of Financial Services at TransUnion®, joins Josh and Craig to unpack the year’s biggest credit trends — from resilient consumer demand to challenges in mortgage and auto — and what they signal for 2026. Jason also explores how lenders are leveraging alternative data and AI to manage risk and drive inclusion in a rapidly evolving market.

The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

]]> Episode 36: Risk, Resilience and the Future of Lending https://transunion-extracredit.fireside.fm/36 655b8a55-78db-4067-8ee4-d5f64fa511b7 Tue, 17 Jun 2025 08:00:00 -0500 TransUnion full 1 TransUnion We’re halfway through 2025 and DJ Cox joins to discuss mid-year credit trends, consumer stability, and the biggest risks and opportunities shaping the lending landscape. 24:53 no DJ Cox joins this month, flipping the script on Craig and Josh with the most-asked questions he’s hearing within the credit and lending space. As they reflect on 2025 so far, Josh highlights signs of recovery in card originations and improving delinquency trends. And Craig adds a macro perspective, describing consumers as “cautiously stable” amid mixed economic signals. Looking ahead, the conversation turns to key risks and opportunities — from tariff uncertainty and returning student loan payments to lenders shifting toward more selective growth strategies. They also examine trends in credit lines and balances, pointing to stable utilization and signs of disciplined behavior among consumers. The episode wraps with an assessment of the shrinking private label card market and why it still matters, even against rising competition like buy now, pay later services. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast. credit card, community banking, card and banking, podcast, transunion podcast, card and banking industry, credit card podcast, banking podcast, banking industry 2021, financial services, financial institutions DJ Cox joins this month, flipping the script on Craig and Josh with the most-asked questions he’s hearing within the credit and lending space.

As they reflect on 2025 so far, Josh highlights signs of recovery in card originations and improving delinquency trends. And Craig adds a macro perspective, describing consumers as “cautiously stable” amid mixed economic signals.

Looking ahead, the conversation turns to key risks and opportunities — from tariff uncertainty and returning student loan payments to lenders shifting toward more selective growth strategies. They also examine trends in credit lines and balances, pointing to stable utilization and signs of disciplined behavior among consumers.

The episode wraps with an assessment of the shrinking private label card market and why it still matters, even against rising competition like buy now, pay later services.

The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

]]> DJ Cox joins this month, flipping the script on Craig and Josh with the most-asked questions he’s hearing within the credit and lending space.

As they reflect on 2025 so far, Josh highlights signs of recovery in card originations and improving delinquency trends. And Craig adds a macro perspective, describing consumers as “cautiously stable” amid mixed economic signals.

Looking ahead, the conversation turns to key risks and opportunities — from tariff uncertainty and returning student loan payments to lenders shifting toward more selective growth strategies. They also examine trends in credit lines and balances, pointing to stable utilization and signs of disciplined behavior among consumers.

The episode wraps with an assessment of the shrinking private label card market and why it still matters, even against rising competition like buy now, pay later services.

The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

]]> Episode 35: The Economic Crossroads of Tariffs, Global Trade and Labor Market Trends https://transunion-extracredit.fireside.fm/35 d98db8fb-32e8-479f-ae04-f563ecbcff2a Tue, 27 May 2025 08:00:00 -0500 TransUnion full 1 TransUnion Global Economist Paul Gruenwald sits down for a timely discussion of tariffs, federal spending, the labor market, global trade and more. 31:59 no In this special episode, recorded live from TransUnion's annual Financial Services Summit in Chicago, hosts Craig and Josh are joined by Paul Gruenwald, Chief Global Economist at S&amp;P Global Ratings. The conversation kicks off with an in-depth exploration of the economic impacts of tariffs, financial implications of tightening federal spending, and why tracking the labor market is key to predicting a recession. Paul then shares his take on the future of the US labor market, including the potential for increased domestic manufacturing, and discusses implications of AI. Shifting gears to global trade, they consider the connections between savings, investments and net exports, and assess the US dollar's status as the global reserve currency. Finally, they examine significant investments in renewable energy projects and macroeconomic impacts of moving away from a fossil fuel-based economy. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast. credit card, community banking, card and banking, podcast, transunion podcast, card and banking industry, credit card podcast, banking podcast, banking industry 2021, financial services, financial institutions In this special episode, recorded live from TransUnion's annual Financial Services Summit in Chicago, hosts Craig and Josh are joined by Paul Gruenwald, Chief Global Economist at S&P Global Ratings.

The conversation kicks off with an in-depth exploration of the economic impacts of tariffs, financial implications of tightening federal spending, and why tracking the labor market is key to predicting a recession. Paul then shares his take on the future of the US labor market, including the potential for increased domestic manufacturing, and discusses implications of AI.

Shifting gears to global trade, they consider the connections between savings, investments and net exports, and assess the US dollar's status as the global reserve currency.

Finally, they examine significant investments in renewable energy projects and macroeconomic impacts of moving away from a fossil fuel-based economy.

The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

]]> In this special episode, recorded live from TransUnion's annual Financial Services Summit in Chicago, hosts Craig and Josh are joined by Paul Gruenwald, Chief Global Economist at S&P Global Ratings.

The conversation kicks off with an in-depth exploration of the economic impacts of tariffs, financial implications of tightening federal spending, and why tracking the labor market is key to predicting a recession. Paul then shares his take on the future of the US labor market, including the potential for increased domestic manufacturing, and discusses implications of AI.

Shifting gears to global trade, they consider the connections between savings, investments and net exports, and assess the US dollar's status as the global reserve currency.

Finally, they examine significant investments in renewable energy projects and macroeconomic impacts of moving away from a fossil fuel-based economy.

The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

]]> Episode 34: A Cautiously Optimistic Consumer Credit Market https://transunion-extracredit.fireside.fm/34 8068b91a-b4e9-4919-8b9d-4753150d3d93 Fri, 21 Feb 2025 08:00:00 -0600 TransUnion full 1 TransUnion TransUnion's Brad Deja joins Craig and Josh to explore the latest industry trends, including shifting origination and delinquency patterns, inflation challenges, consumer credit health and plenty more. 26:13 no TransUnion Sales VP Brad Deja is in the studio this month to talk shop! Josh starts by highlighting signs of a stabilizing market, including a slower decline in loan originations and the return of prime and below prime card issuance to pre-pandemic levels. Brad inquires about market expectations for Q1, noting a number of consumers are still struggling with inflation. Craig explains why he believes consumer credit health is evening out despite these challenges. When asked about the continued decline in originations, Josh attributes this to issuers’ caution — while also pointing out positive demand signs in higher credit tiers. The conversation then shifts to current trends in card balances and utilization; Brad wonders whether delinquencies have peaked yet; and finally, Craig notes the most pertinent fraud challenges facing lenders today. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast. credit card, community banking, card and banking, podcast, transunion podcast, card and banking industry, credit card podcast, banking podcast, banking industry 2025, financial services, financial institutions TransUnion Sales VP Brad Deja is in the studio this month to talk shop!

Josh starts by highlighting signs of a stabilizing market, including a slower decline in loan originations and the return of prime and below prime card issuance to pre-pandemic levels.

Brad inquires about market expectations for Q1, noting a number of consumers are still struggling with inflation. Craig explains why he believes consumer credit health is evening out despite these challenges.

When asked about the continued decline in originations, Josh attributes this to issuers’ caution — while also pointing out positive demand signs in higher credit tiers.

The conversation then shifts to current trends in card balances and utilization; Brad wonders whether delinquencies have peaked yet; and finally, Craig notes the most pertinent fraud challenges facing lenders today.

The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

]]> TransUnion Sales VP Brad Deja is in the studio this month to talk shop!

Josh starts by highlighting signs of a stabilizing market, including a slower decline in loan originations and the return of prime and below prime card issuance to pre-pandemic levels.

Brad inquires about market expectations for Q1, noting a number of consumers are still struggling with inflation. Craig explains why he believes consumer credit health is evening out despite these challenges.

When asked about the continued decline in originations, Josh attributes this to issuers’ caution — while also pointing out positive demand signs in higher credit tiers.

The conversation then shifts to current trends in card balances and utilization; Brad wonders whether delinquencies have peaked yet; and finally, Craig notes the most pertinent fraud challenges facing lenders today.

The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

]]> Episode 28: Trends in the Card Industry: From Generational Preferences to Responding to Risk https://transunion-extracredit.fireside.fm/28 97e2a409-70cd-468c-99bb-c3855912a7a5 Mon, 13 May 2024 05:00:00 -0500 TransUnion full 1 TransUnion Financial Services Sales VP FJ Guarrera quizzes Craig and Josh on the state of the card market. 30:08 no Guest FJ Guarrera puts Craig and Josh in the hot seat this month with questions around recent consumer performance, trends and preferences in the card industry. The conversation kicks off with a macroeconomic view of the market since last quarter — ranging from consumer sentiments to card balances and originations to the impact consumer stress levels are having on their financial health. FJ asks how issuers should be responding to elevated risk in the marketplace, and Josh shares strategies lenders might consider to alleviate some of that pressure. Craig shares an update on the private label market; Josh weighs in on when migrating scores may start to normalize; and the conversation ultimately shifts to what issuers can be doing to better understand Gen Z preferences and behaviors — particularly given market dynamics over the last few years. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast. card and banking podcast, transunion podcast, card and banking industry, credit card podcast, banking podcast, banking industry 2024, banking predictions, 2024 banking predictions, US card and banking, consumer economic health, inflation levels, originations, credit unions, checking accounts, trended data, trended scores, trended credit, regulation, privacy, data regulation, data privacy, consumer lending, consumer credit, deposit trends, financial technology, fintechs, auto financing, credit risk Guest FJ Guarrera puts Craig and Josh in the hot seat this month with questions around recent consumer performance, trends and preferences in the card industry.

The conversation kicks off with a macroeconomic view of the market since last quarter — ranging from consumer sentiments to card balances and originations to the impact consumer stress levels are having on their financial health.

FJ asks how issuers should be responding to elevated risk in the marketplace, and Josh shares strategies lenders might consider to alleviate some of that pressure.

Craig shares an update on the private label market; Josh weighs in on when migrating scores may start to normalize; and the conversation ultimately shifts to what issuers can be doing to better understand Gen Z preferences and behaviors — particularly given market dynamics over the last few years.

The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

]]> Guest FJ Guarrera puts Craig and Josh in the hot seat this month with questions around recent consumer performance, trends and preferences in the card industry.

The conversation kicks off with a macroeconomic view of the market since last quarter — ranging from consumer sentiments to card balances and originations to the impact consumer stress levels are having on their financial health.

FJ asks how issuers should be responding to elevated risk in the marketplace, and Josh shares strategies lenders might consider to alleviate some of that pressure.

Craig shares an update on the private label market; Josh weighs in on when migrating scores may start to normalize; and the conversation ultimately shifts to what issuers can be doing to better understand Gen Z preferences and behaviors — particularly given market dynamics over the last few years.

The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

]]> Episode 8: The Evolution of Financial Inclusion (Part Two) https://transunion-extracredit.fireside.fm/8 7539ccab-b75e-4f5b-affa-6f03a741efba Thu, 26 May 2022 01:00:00 -0500 TransUnion full 1 TransUnion In part two of episode 6, Karen Andres and Josh Sledge share opinions on the government’s role in regulating financial products. They also look back on certain exciting financial products that never quite took off. 18:21 no This month, we’re seeing double with two guests and two episodes! Joining Craig and Josh are Karen Andres (Director of Policy and Market Solutions and Project Director of the Retirement Savings Initiative at the Aspen Institute Financial Security Program) and Josh Sledge (Senior Director of Incubation at the Filene Research Institute, a “think and do tank” in the credit union space). In part two of this month’s episode, Craig asks Karen and Josh S. to offer opinions on the government’s role in regulating financial products. They also discuss the importance of truly understanding consumer outcomes. Our guests then think back on financial products that never quite took off, as well as small ideas that turned into something much bigger. Finally, host Josh finally learns about the origination of the 401k, and Karen and Josh S. talk about exposing their kids to financial concepts from a young age. — For questions or to suggest an episode topic, please email ExtraCredit@transunion.com. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast. card and banking podcast, transunion podcast, card and banking industry, credit card podcast, banking podcast, banking industry 2022, banking predictions, 2022 banking predictions, US card and banking, consumer economic health, inflation levels, originations, credit unions, checking accounts, trended data, trended scores, trended credit, fintech, fintechs, financial inclusion This month, we’re seeing double with two guests and two episodes! Joining Craig and Josh are Karen Andres (Director of Policy and Market Solutions and Project Director of the Retirement Savings Initiative at the Aspen Institute Financial Security Program) and Josh Sledge (Senior Director of Incubation at the Filene Research Institute, a “think and do tank” in the credit union space).
In part two of this month’s episode, Craig asks Karen and Josh S. to offer opinions on the government’s role in regulating financial products. They also discuss the importance of truly understanding consumer outcomes. Our guests then think back on financial products that never quite took off, as well as small ideas that turned into something much bigger.
Finally, host Josh finally learns about the origination of the 401k, and Karen and Josh S. talk about exposing their kids to financial concepts from a young age.
—
For questions or to suggest an episode topic, please email ExtraCredit@transunion.com.

The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

]]> This month, we’re seeing double with two guests and two episodes! Joining Craig and Josh are Karen Andres (Director of Policy and Market Solutions and Project Director of the Retirement Savings Initiative at the Aspen Institute Financial Security Program) and Josh Sledge (Senior Director of Incubation at the Filene Research Institute, a “think and do tank” in the credit union space).
In part two of this month’s episode, Craig asks Karen and Josh S. to offer opinions on the government’s role in regulating financial products. They also discuss the importance of truly understanding consumer outcomes. Our guests then think back on financial products that never quite took off, as well as small ideas that turned into something much bigger.
Finally, host Josh finally learns about the origination of the 401k, and Karen and Josh S. talk about exposing their kids to financial concepts from a young age.
—
For questions or to suggest an episode topic, please email ExtraCredit@transunion.com.

The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

]]> Episode 7: The Evolution of Financial Inclusion (Part One) https://transunion-extracredit.fireside.fm/7 e456ff0d-4c08-4f37-955d-59c817312bd1 Wed, 25 May 2022 01:00:00 -0500 TransUnion full 1 TransUnion In part one of episode 6, Karen Andres and Josh Sledge discuss how the approach to financial inclusion has changed over the last decade, and discoveries are made about subscription programs at Taco Bell. 26:10 no This month, we’re seeing double with two guests and two episodes! Joining Craig and Josh are Karen Andres (Director of Policy and Market Solutions and Project Director of the Retirement Savings Initiative at the Aspen Institute Financial Security Program) and Josh Sledge (Senior Director of Incubation at the Filene Research Institute, a “think and do tank” in the credit union space). In part one, Karen and Josh S. explore how the approach to financial inclusion has evolved over the decade — specifically regarding the role of financial institutions. Karen discusses the Aspen Institute’s recent call for the Biden administration to establish a presidential council on financial inclusion, and Josh S. talks about Filene’s recent focus on providing credit unions with tools to improve members’ financial health. Plus, our hosts try to stump Karen and Josh S. with Michiganian trivia, and everyone gets derailed talking about subscriptions from Taco Bell. — For questions or to suggest an episode topic, please email ExtraCredit@transunion.com. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast. card and banking podcast, transunion podcast, card and banking industry, credit card podcast, banking podcast, banking industry 2022, banking predictions, 2022 banking predictions, US card and banking, consumer economic health, inflation levels, originations, credit unions, checking accounts, trended data, trended scores, trended credit, fintech, fintechs, financial inclusion This month, we’re seeing double with two guests and two episodes! Joining Craig and Josh are Karen Andres (Director of Policy and Market Solutions and Project Director of the Retirement Savings Initiative at the Aspen Institute Financial Security Program) and Josh Sledge (Senior Director of Incubation at the Filene Research Institute, a “think and do tank” in the credit union space).
In part one, Karen and Josh S. explore how the approach to financial inclusion has evolved over the decade — specifically regarding the role of financial institutions. Karen discusses the Aspen Institute’s recent call for the Biden administration to establish a presidential council on financial inclusion, and Josh S. talks about Filene’s recent focus on providing credit unions with tools to improve members’ financial health.
Plus, our hosts try to stump Karen and Josh S. with Michiganian trivia, and everyone gets derailed talking about subscriptions from Taco Bell.
—
For questions or to suggest an episode topic, please email ExtraCredit@transunion.com.

The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

]]> This month, we’re seeing double with two guests and two episodes! Joining Craig and Josh are Karen Andres (Director of Policy and Market Solutions and Project Director of the Retirement Savings Initiative at the Aspen Institute Financial Security Program) and Josh Sledge (Senior Director of Incubation at the Filene Research Institute, a “think and do tank” in the credit union space).
In part one, Karen and Josh S. explore how the approach to financial inclusion has evolved over the decade — specifically regarding the role of financial institutions. Karen discusses the Aspen Institute’s recent call for the Biden administration to establish a presidential council on financial inclusion, and Josh S. talks about Filene’s recent focus on providing credit unions with tools to improve members’ financial health.
Plus, our hosts try to stump Karen and Josh S. with Michiganian trivia, and everyone gets derailed talking about subscriptions from Taco Bell.
—
For questions or to suggest an episode topic, please email ExtraCredit@transunion.com.

The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

]]> Episode 6: Overhyped FinTech Trends and Navigating a Saturated Card Market https://transunion-extracredit.fireside.fm/6 78fe602d-9b90-4f14-8f61-4772144d390e Wed, 20 Apr 2022 01:00:00 -0500 TransUnion full 1 TransUnion Jason Mikula draws on his FinTech experience as he shares his perspective on overhyped trends, a rapidly changing payments universe, and more. 32:26 no Jason Mikula is on the podcast this month! Having spent more than decade building and scaling consumer finance businesses — including Enova, LendUp and Goldman Sachs — Jason is now the publisher of the Fintech Business Weekly newsletter and an advisor for early stage startups. In this episode, Jason shares the FinTech trends he believes are overhyped, and argues that creditors and lenders aren’t paying enough attention to the rapidly changing payments universe. He offers his perspective on cryptocurrency and the US regulatory environment, and he, Craig and Josh discuss measures lenders can take as the credit card market becomes increasingly saturated. Plus, Jason talks about living in Amsterdam; Craig and Josh quiz him on Dutch trivia; and Craig is particularly disappointed to find out Jason doesn’t own a single pair of wooden clogs. — For questions or to suggest an episode topic, please email ExtraCredit@transunion.com. The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast. credit card, community banking, card and banking podcast, transunion podcast, card and banking industry, credit card podcast, banking podcast, banking industry 2022, banking predictions, 2022 banking predictions, US card and banking, consumer economic health, inflation levels, originations, credit unions, checking accounts, trended data, trended scores, trended credit, fintech, fintechs, credit, financial institutions, finserv Jason Mikula is on the podcast this month! Having spent more than decade building and scaling consumer finance businesses — including Enova, LendUp and Goldman Sachs — Jason is now the publisher of the Fintech Business Weekly newsletter and an advisor for early stage startups.
In this episode, Jason shares the FinTech trends he believes are overhyped, and argues that creditors and lenders aren’t paying enough attention to the rapidly changing payments universe. He offers his perspective on cryptocurrency and the US regulatory environment, and he, Craig and Josh discuss measures lenders can take as the credit card market becomes increasingly saturated.
Plus, Jason talks about living in Amsterdam; Craig and Josh quiz him on Dutch trivia; and Craig is particularly disappointed to find out Jason doesn’t own a single pair of wooden clogs.
—
For questions or to suggest an episode topic, please email ExtraCredit@transunion.com.

The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

]]> Jason Mikula is on the podcast this month! Having spent more than decade building and scaling consumer finance businesses — including Enova, LendUp and Goldman Sachs — Jason is now the publisher of the Fintech Business Weekly newsletter and an advisor for early stage startups.
In this episode, Jason shares the FinTech trends he believes are overhyped, and argues that creditors and lenders aren’t paying enough attention to the rapidly changing payments universe. He offers his perspective on cryptocurrency and the US regulatory environment, and he, Craig and Josh discuss measures lenders can take as the credit card market becomes increasingly saturated.
Plus, Jason talks about living in Amsterdam; Craig and Josh quiz him on Dutch trivia; and Craig is particularly disappointed to find out Jason doesn’t own a single pair of wooden clogs.
—
For questions or to suggest an episode topic, please email ExtraCredit@transunion.com.

The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.

]]>