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    <fireside:genDate>Sun, 05 Apr 2026 17:14:25 -0500</fireside:genDate>
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    <title>TransUnion: Extra Credit  - Episodes Tagged with “2026 Banking Predictions”</title>
    <link>https://transunion-extracredit.fireside.fm/tags/2026%20banking%20predictions</link>
    <pubDate>Thu, 08 Jan 2026 11:30:00 -0600</pubDate>
    <description>Once a month, our card and banking leaders ditch their meetings for microphones to share buzzword-heavy predictions, recent market developments and pressing trends in the U.S. financial industry.
&lt;p&gt;
Have questions? 
&lt;p&gt; 
Want to hear us discuss a specific topic?
&lt;p&gt; 
Email us at ExtraCredit@transunion.com
Visit our website at  https://www.transunion.com/extracreditpod
&lt;p&gt;
The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liability for any actions taken based upon the content of this podcast.
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    <itunes:subtitle>A Card &amp; Banking Podcast by TransUnion</itunes:subtitle>
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    <itunes:summary>Once a month, our card and banking leaders ditch their meetings for microphones to share buzzword-heavy predictions, recent market developments and pressing trends in the U.S. financial industry.
&lt;p&gt;
Have questions? 
&lt;p&gt; 
Want to hear us discuss a specific topic?
&lt;p&gt; 
Email us at ExtraCredit@transunion.com
Visit our website at  https://www.transunion.com/extracreditpod
&lt;p&gt;
The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liability for any actions taken based upon the content of this podcast.
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  <title>Episode 41: The Credit Trends and Tech Shaping 2026</title>
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  <pubDate>Thu, 08 Jan 2026 11:30:00 -0600</pubDate>
  <author>TransUnion</author>
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  <itunes:subtitle>Jason Laky shares insights on 2025’s credit market trends, lender strategies and the role of alternative data and AI in shaping the year ahead.</itunes:subtitle>
  <itunes:duration>33:28</itunes:duration>
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  <description>As 2025 comes to a close, economic uncertainty and volatility remain top of mind for lenders and consumers alike. In this episode, Jason Laky, EVP of Financial Services at TransUnion®, joins Josh and Craig to unpack the year’s biggest credit trends — from resilient consumer demand to challenges in mortgage and auto — and what they signal for 2026. Jason also explores how lenders are leveraging alternative data and AI to manage risk and drive inclusion in a rapidly evolving market.
The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast. 
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    <![CDATA[<p>As 2025 comes to a close, economic uncertainty and volatility remain top of mind for lenders and consumers alike. In this episode, Jason Laky, EVP of Financial Services at TransUnion®, joins Josh and Craig to unpack the year’s biggest credit trends — from resilient consumer demand to challenges in mortgage and auto — and what they signal for 2026. Jason also explores how lenders are leveraging alternative data and AI to manage risk and drive inclusion in a rapidly evolving market.</p>

<p><em>The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.</em></p>]]>
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    <![CDATA[<p>As 2025 comes to a close, economic uncertainty and volatility remain top of mind for lenders and consumers alike. In this episode, Jason Laky, EVP of Financial Services at TransUnion®, joins Josh and Craig to unpack the year’s biggest credit trends — from resilient consumer demand to challenges in mortgage and auto — and what they signal for 2026. Jason also explores how lenders are leveraging alternative data and AI to manage risk and drive inclusion in a rapidly evolving market.</p>

<p><em>The information discussed in this podcast constitutes the opinion of TransUnion, and TransUnion shall have no liablity for any actions taken based upon the content of this podcast.</em></p>]]>
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